Explain It to Me Like I'm a 5th Grader

AP reports:

If no bill passes and no attempt is made to check medical inflation, Americans will spend an average of $13,818 on health care for every man, woman and child in 2019, the report indicated.

With the Senate bill, the corresponding figure would be $13,892.

Such a modest increase — about $75 — may actually be a sign of thriftiness, considering that 34 million more people get covered.

So, explain this to me like I'm a 5th grader. If the cost of doing NOTHING to "reform" healthcare is $13,818 for every man, woman, and child and the cost under the Senate bill for those same man, women, and children will be $13,892, how and why is that a "sign of thriftiness"?

If the cost has already been attributed to EVERYONE - whether they currently have coverage or not - then by these figures, implementing legislation increases per capita cost and does NOT save money. Require all to have insurance and the cost to EVERY man, woman, and child INCREASES, whereas each realizes a savings of about $75 simply by DOING NOTHING.

$13,818 for each and every person to do nothing.
$13,892 for each and every person to implement "reform."
About $300 per year for a family of four.

Exactly how is that reform?

How is it providing more people with "coverage" when access to healthcare services already exists and is not being created, merely re-routing the avenue of payment for those services?

How is it saving money for every man, woman, and child, regardless of their current coverage status, when the end cost to each with this legislation is greater than doing nothing at all?

Someone, please, explain it to me like I'm a 5th grader. Better yet, why not force our so-called leadership in Washington to grow up and learn economics on more than a 5th grade level.